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Major banks have actually swiftly become behind-the-scenes allies of Internet-based lenders that are payday provide short-term loans with interest levels often surpassing 500 %.

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Even though the banking institutions, which include leaders like JPMorgan Chase, Bank of America and Wells Fargo, don't result in the loans, they have been a critical website link for lenders, enabling lenders to withdraw re payments immediately from borrowers’ bank accounts, even yet in states where in fact the loans are prohibited totally. The banks allow lenders to tap checking accounts even after the customers have begged them to stop the withdrawals in some cases.

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