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Oct. 22 (UPI) -- 10 years following the subprime mortgage crisis, several thousand potential house buyers with woeful credit are lining up for zero down, low interest rate mortgage loans -- backed by one of the primary banking institutions in the industry.

Throughout in 2010, Bank of America and Boston-based non-profit brokerage Neighborhood Assistance Corporation of America are keeping activities nationw

Particularly, the teams are selling the loans to buyers with bad or credit that is rehabbing that was one of many problems that contributed to your final meltdown -- buyers whom could not spend the money for mortgages that they had.

Bank of America and NACA, however, say they usually have a vetting system in position to greatly help potential house purchasers whom must not be excluded by credit rating alone.

Today NACA CEO Bruce Marks told UPI the organization has been working with Bank of America since the early 1990s when then-CEO Hugh McColl agreed to commit $1.5 billion in mortgage commitments after reviewing the program, a number that's grown to $10 billion.

"we have been content with just exactly exactly how NACA was in a position to teach house purchasers in addition to loans that NACA brings us, " Bank of America spokesman Terry Francisco told UPI. "The borrowers that NACA brings us have actually performed more than the almost twenty years we've been associated with them. "

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